Formative—United Commercial Bank 2004 Annual Report:

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Investor Relations Sunesis Threshold United Commercial Bank (UCBH) Netflix Fair, Isaac Chiron Onyx Barra Solectron PeopleSoft ALZA Caliper Technologies Aradigm ProBusiness Protein Design Labs Union Bank Foundation Sangamo BioSciences The Asia Foundation The California Endowment BioTime			Formative—United Commercial Bank 2004 Annual Report: UCBH is a powerful financial presence in the ethnic Chinese community. The Bank not only offers traditional banking but a complete selection of investment and financial planning services to support communities throughout California and NYC. UCBH is also expanding the breadth of its offering to include a full array of commercial and international trade services. With $6.12 billion in assets and four branches in China, UCBH is growing rapidly. This year’s design showcases key market segments: individuals and families, small business owners, and a burgeoning new class of entrepreneurs on both sides of the Pacific. UCBH is proud of its personal hands-on approach to banking – the annual expresses that sense of humanity, integrity, and trust. UCBH 2005 Annual Report About United Commercial Bank